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Single Member Schemes After IORP II - Part 3

In Part 2 of this series, we examined the effect of IORP II on investments of small self-administered schemes. The investment strategy for a single investor is obviously closely associated with the investor’s attitude to risk. In this blog we will see that IORP II when applied…

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Single Member Schemes After IORP II - Part 2

In Part 1 of this series of blogs, we concluded that in spite of uncertainty with regards to detail, IORP II is likely to have consequences for one member arrangements. In this blog we will examine the changed world of investments.DiversificationOther than the broad…

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Single Member Schemes After IORP II

The transposition of IORP II Directive into Irish law has been delayed for so long that many in the pensions industry have lost interest. The Pensions Authority’s repeated warnings about the industry’s lack of preparedness has not removed the limelight from more exciting…

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No Guarantee of State Pension for Younger Workers

Younger workers can no longer take the State Pension as ‘a given’ according to Ireland’s chartered accountants.This warning comes in conjunction with the findings of budgetary watchdog, the Irish Fiscal Advisory Council, who advised that it would cost the State an…

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The Roadmap for Pensions Reform – What’s Really Changing?

On 13th November, the Government’s Interdepartmental Pensions Reform & Taxation Group (IDPRTG) published its long-awaited conclusions, following two years of public consultation and market research. While the 145-page document contains a huge amount of detail, the key…

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What’s Next for the Pensions Industry? Part 3

So far in this blog series we have discussed what was anticipated for the pensions industry in 2020 due to expected and unforeseen changes. You can find part 1 and 2 of this series here. Looking at the impact on pensions from Covid-19, there are also longer-term…

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What’s Next for the Pensions Industry? Part 2

In part 1 of this 3-part blog series we took a look at what was anticipated for the pensions industry in 2020 due to legislative changes mainly from the EU, and both domestic and international political developments.In this part, we will examine the more unexpected…

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The 8 Things You Need to Know About Pension Property – Part 1

We have seen a significant uptake in Pension Property investments recently and thought it would be useful to summarise some key points that we hope will be of interest to you:1. What is pension property? Single member pension schemes have the ability to invest in real estate.…

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The Do’s and Don’ts of Building Your Retirement Fund

Securing enough money for your retirement is a daunting task. Many don’t know where to start or feel it’s something they can put off until later in life. So, we have created some simple do’s and don’ts for the diligent saver.Do:1. Start a pension. It may seem…

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How COVID-19 Affects Your Pension

COVID-19 has brought a lot of uncertainty to our lives. ITC’s Eoin Hassett touches on important points for members of DB, DC and individual schemes. The views expressed in this video are based on our current (as of June 2020) understanding of pensions law and Revenue…

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