Blog
Master Trusts Vs PRSAs
Since the Finance Act 2022, the pensions landscape has changed positively with respect to retirement planning for employees and company directors. To start let us look specifically at what was the case prior to the 2022 Finance Act with respect to funding – this refers…
Read moreInterest Rate Increases and Defined Benefit Pension Schemes
While Defined Contribution (DC) pension savers have likely seen a drop in the value of their pensions over the last 18 months, Defined Benefit (DB) pension schemes have had an altogether different experience. It seems counter intuitive that poor investment performance leads…
Read morePension Property and Co-ownership
One of the key features of ITC self-administered pensions is the ability to invest in property, be it residential or commercial. Some of the main benefits are that 100% of the employer pension contributions are allowable against tax, there is no Capital Gains Tax payable on…
Read moreLessons From Australian Pension Reform
As Ireland trundles ever closer to the implementation of Auto-enrolment there has naturally been a lot of discussion on the experiences of a similar process in the U.K. We can also learn a lot from Australia’s pension market which has transformed drastically in the last 20…
Read morePension Property is Alive and Well
As Ireland’s fascination with bricks and mortar continues unabated, pension property may be a way to encourage resistant pension savers to start retirement planning. Retirement can be a daunting prospect, both economically and personally, but investing in a pension…
Read moreInternational Pensions Webinar – Recording Now Available
In our recent webinar for advisors, we were joined by our team in Malta to discuss international pensions and the opportunities available.Topics included:Why Malta? Why ITC International Pensions? The practicalities of establishing an overseas pensions Recent tax changes…
Read moreDefined Contribution Scheme Wind-Ups and the PRSA Conundrum
The transfer of corporate pensions from traditional Defined Contribution schemes to Master Trusts is gathering pace. In his latest piece for the FM Report ITL’s Eoin Hassett identifies a number of circumstances where transferring to a PRSA can be a better strategy…
Read moreITL Trusts Webinar – Recording Now Available
In our latest webinar for advisors, our Independent Trustee Limited (ITL) team discussed Trusts as the secret to managing intergenerational wealth.Topics included:SME Share Schemes Family Trusts Death Benefits From Pension Schemes Asset Protection To view the…
Read moreClosing the Gender Pension Gap – The Path to Parity
It is widely known that the gender pension gap disproportionately affects women. The general reasons for this are gaps in employment for maternity leave, reduced working hours required to facilitate childcare duties and subsequent lack of representation in senior roles. This…
Read moreLEAP – More Choice, More Transparency, Lower Costs
What is LEAP?The Leading Edge Advisor Programme (LEAP) in an investment platform that provides the professional advisor with innovative and transparent pension solutions for their clients. This unique service combines the expertise of both Conexim and Independent Trustee…
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