Pension Lending Calculator

Use the ITC Pension Mortgage Calculator to check your available retirement funds in order to purchase investment property.

Your self-administered scheme can borrow to invest in a wide variety of investments to suit your personal circumstances. Use the ITC Pension Lending Calculator to check your available retirement funds, in order to make a property investment. Start by choosing the type of loan below.

Fixed Principal Loan: Interest and capital with captial amortised over 40 years

Annuity Loan: Interest and capital

Assumed Criteria

  • Max term 15 years
  • Max Loan to Value 50%
  • Initial legal and application costs, and estimated annual expenses are included in the calculation
  • 5% scheme liquidity assumed based on available funds and included in the calculation
  • Estimated 6 months outgoing costs retained as liquidity in the unit trust, included in the calculation

Type of Loan *